1.     We are members of the Bars of the States of New Jersey and New York, and we do not hold ourselves out as being experts. We further do not express any opinion herein as to any jurisdiction other than the state of New York.

2.     This website expresses our legal opinion based upon our professional knowledge and judgment in reliance upon legal precedents as of the date of the publication of this website. The opinions expressed on this website should not be construed as a guarantee that a court of competent jurisdiction considering such matter would not rule in a manner contrary to the opinions set forth on this website.